Future of PayPal Holdings | Quantumrun

Future of PayPal Holdings

PayPal Holdings, Inc. is a US-based international online payment company providing money transfer services to online auction sites,
vendors, and other types of commercial users. PayPal charges a fee for providing an electronic alternative to paper-based traditional money
transfer methods such as money orders and checks.
PayPal was founded in 1998. In 2002, it had its first public offering and became a full subsidiary of eBay. It is now one of the largest online
payment companies in the world.

Home Country: 
United States
Industry: 
Financial Data Services
Industry vulnerability to disruption: 

<p>Belonging to the financial sector means this company will be affected directly and indirectly by a number of disruptive opportunities and challenges over the coming decades. While described in detail within Quantumrun’s special reports, these disruptive trends can be summarized along the following broad points:</p>

<p>*First off, the shrinking cost and increasing computational capacity of artificial intelligence systems will lead to its greater use across a number of applications within the financial world—from AI trading, wealth management, accounting, financial forensics, and more. All regimented or codified tasks and professions will see greater automation, leading to dramatically reduced operating costs and sizeable layoffs of white-collar employees.<br />
*Blockchain technology will be co-opted and integrated into the established banking system, significantly reducing transaction costs and automating complex contract agreements.<br />
*Financial technology (FinTech) companies that operate entirely online and offer specialized and cost-effective services to consumer and business clients will continue to erode the client base of larger institutional banks.<br />
*Physical currency will disappear in much of Asia and Africa first due to each region’s limited exposure to credit card systems and early adoption of internet and mobile payment technologies. Western countries will gradually follow suit. Select financial institutions will act as intermediaries for mobile transactions, but will see increasing competition from tech companies who operate mobile platforms—they will see an opportunity to offer payment and banking services to their mobile users, thereby cutting out traditional banks.<br />
*Growing income inequality throughout the 2020s will lead to an increase in fringe political parties winning elections and encouraging stricter financial regulations.</p>

Total patents held: 
290
Ranking List: 
246
Ranking List: 
2017 Quantumrun Global 1000
168
Ranking List: 
2017 Quantumrun US 500
24
Ranking List: 
2017 Quantumrun Silicon Valley 100
Market Revenue Country: 
Market country 
United States
Revenue from country 
0.53
Market country 
United Kingdom
Revenue from country 
0.12
Prod/Serv name revenue: 
Prod/Serv name: 
Transaction
Prod/Serv revenue: 
2615000000
Prod/Serv name: 
Other services
Prod/Serv revenue: 
366000000
Founded: 
1998
Global brand rank: 
129
Company Name: 
PayPal Holdings
Revenue: 
10842000000
3y average revenue: 
9371666667
Operating expenses: 
9256000000
3y average expenses: 
7933333333
Company profile data note: 
All company data collected from its 2016 annual report and other public sources. The accuracy of this data and the conclusions derived from them depend on this publicly accessible data. If a data point listed above is discovered to be inaccurate, Quantumrun will make the necessary corrections to this live page.
Global employee count: 
18100
Funds in reserve: 
1590000000
create term: 
#246 | 2017 Quantumrun Global 1000
#168 | 2017 Quantumrun US 500
#24 | 2017 Quantumrun Silicon Valley 100

PayPal Holdings, Inc. is a US-based international online payment company providing money transfer services to online auction sites,
vendors, and other types of commercial users. PayPal charges a fee for providing an electronic alternative to paper-based traditional money
transfer methods such as money orders and checks.
PayPal was founded in 1998. In 2002, it had its first public offering and became a full subsidiary of eBay. It is now one of the largest online
payment companies in the world.

Home country:
United States
Sector:
Business Services
Industry:
Financial Data Services
Website:
Founded:
1998
Global employee count:
18,100

Financial Health

Revenue
$10,842,000,000 USD
3y average revenue
$9,371,666,667 USD
Operating expenses
$9,256,000,000 USD
3y average expenses
$7,933,333,333 USD
Funds in reserve
$1,590,000,000 USD
#1 Market country
United States
% of revenue from country #1
0.53%
#2 Market country
United Kingdom
% of revenue from country #2
0.12%

Asset Performance

#1 Product/Service/Dept. name
Transaction
#1 Product/Service revenue
$2,615,000,000 USD
#2 Product/Service/Dept. name
Other services
#2 Product/Service revenue
$366,000,000 USD

Innovation assets and Pipeline

Global brand rank
129
Total patents held
290
All company data collected from its 2016 annual report and other public sources. The accuracy of this data and the conclusions derived from them depend on this publicly accessible data. If a data point listed above is discovered to be inaccurate, Quantumrun will make the necessary corrections to this live page.

Disruption Vulnerability

Belonging to the financial sector means this company will be affected directly and indirectly by a number of disruptive opportunities and challenges over the coming decades. While described in detail within Quantumrun’s special reports, these disruptive trends can be summarized along the following broad points:

*First off, the shrinking cost and increasing computational capacity of artificial intelligence systems will lead to its greater use across a number of applications within the financial world—from AI trading, wealth management, accounting, financial forensics, and more. All regimented or codified tasks and professions will see greater automation, leading to dramatically reduced operating costs and sizeable layoffs of white-collar employees.

*Blockchain technology will be co-opted and integrated into the established banking system, significantly reducing transaction costs and automating complex contract agreements.

*Financial technology (FinTech) companies that operate entirely online and offer specialized and cost-effective services to consumer and business clients will continue to erode the client base of larger institutional banks.

*Physical currency will disappear in much of Asia and Africa first due to each region’s limited exposure to credit card systems and early adoption of internet and mobile payment technologies. Western countries will gradually follow suit. Select financial institutions will act as intermediaries for mobile transactions, but will see increasing competition from tech companies who operate mobile platforms—they will see an opportunity to offer payment and banking services to their mobile users, thereby cutting out traditional banks.

*Growing income inequality throughout the 2020s will lead to an increase in fringe political parties winning elections and encouraging stricter financial regulations.