Palibe inshuwaransi yama projekiti a malasha: Atsogoleri amakampani a inshuwaransi amachepetsa kupanga inshuwaransi yantchito zatsopano zamakala

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Palibe inshuwaransi yama projekiti a malasha: Atsogoleri amakampani a inshuwaransi amachepetsa kupanga inshuwaransi yantchito zatsopano zamakala

Palibe inshuwaransi yama projekiti a malasha: Atsogoleri amakampani a inshuwaransi amachepetsa kupanga inshuwaransi yantchito zatsopano zamakala

Mutu waung'ono mawu
Chiwerengero cha makampani a inshuwaransi omwe akuthetsa kuperekedwa kwa ntchito za malasha chikuchulukirachulukira pomwe ma inshuwaransi omwe akuchotsa kufalikira ku Europe.
    • Author:
    • Dzina la wolemba
      Quantumrun Foresight
    • March 27, 2022

    Chidule cha chidziwitso

    Kusintha kwakukulu kukuchitika pamene mabungwe akuluakulu a inshuwaransi akusiya kuthandizira makampani a malasha, kusonyeza chidwi chachikulu pa kukhazikika kwa chilengedwe ndi kugwirizanitsa ndi zolinga za nyengo yapadziko lonse. Kusunthaku kukuyenera kufulumizitsa kutsika kwamakampani a malasha padziko lonse lapansi, zomwe zikupangitsa kuti makampani a malasha achuluke ndalama zogwirira ntchito komanso kulimbikitsa mphamvu zowonjezera. Zotsatira za nthawi yayitali zimafalikira kumagulu osiyanasiyana, kuphatikizapo ntchito, teknoloji, ndi ndondomeko za boma, zomwe zikuwonetsa kusintha kwakukulu kwa chikhalidwe ku udindo wa chilengedwe.

    Palibe inshuwaransi yamapulojekiti a malasha 

    Opitilira 15 opereka inshuwaransi okhala ndi katundu wophatikizana wa USD $8.9 thililiyoni, kupanga pafupifupi 37 peresenti ya msika wa inshuwaransi wapadziko lonse lapansi, ayamba kusiya kuthandizira makampani a malasha. Izi zikutsatira kuti makampani 10 a inshuwaransi achotse ndalama zomwe zidaperekedwa kumakampani a malasha ndi opanga magetsi a malasha mu 2019, kuwirikiza kawiri kuchuluka kwamakampani omwe adachita izi kumapeto kwa chaka chimenecho. Chisankho cha makampaniwa chikuwonetsa kuzindikira komwe kukukula kwachilengedwe kwa malasha komanso kusintha kwa njira zoyendetsera ndalama.

    Makampani ambiri a inshuwaransi asuntha pang'onopang'ono kuti athetse kuthandizira makampani a malasha kuti agwirizane ndi zolinga za United Nations Sustainable Development Goals (SDGs) ndikuwonetsa kuthandizira kwawo pa Pangano la Paris pa nyengo. Kuwonjezeka kwa kutentha kwapadziko lonse komanso kuchuluka kwa kusefukira kwa madzi, moto wolusa, ndi mphepo yamkuntho kwachititsa kuti anthu ambiri azinena za inshuwaransi yapadziko lonse lapansi. Izi zachitika pakagwa masoka okhudzana ndi nyengo zapangitsa kuunikanso kwachiwopsezo ndikusintha kuyang'ana kwamagetsi okhazikika. 

    Popeza malasha ndi omwe amathandizira kwambiri pakutulutsa mpweya wa kaboni padziko lonse lapansi, komanso mogwirizana ndi kusintha kwa nyengo, makampani a inshuwaransi pamodzi ndi mabungwe ambiri azachuma awona makampani a malasha ngati osakhazikika. Kuchotsedwa kwa chithandizo cha malasha sikungoyimira chabe koma ndi lingaliro lothandiza la bizinesi. Podzipatula kumakampani omwe angafunikire kukumana ndi kusintha kwakukulu pakuwongolera ndikuwunika kwa anthu, makampaniwa akudziyika okha mtsogolo momwe udindo wa chilengedwe ndi wofunikira kwambiri.

    Zosokoneza

    Makampani a inshuwaransi pakutha pang'onopang'ono kutha kuthandizira makampani a malasha mwina athandizira kutsika kwamakampani a malasha padziko lonse lapansi ndi makampani omwe akugwira ntchito mkati mwake, chifukwa makampaniwa sangathe kugwiritsa ntchito magetsi ndi migodi popanda inshuwaransi. Zirizonse zomwe oyendetsa mafakitale a malasha angakwaniritse m'tsogolomu zikhoza kukhala zotsika mtengo chifukwa cha kusowa kwa njira zomwe zilipo, zomwe zingapangitse ndalama zogwirira ntchito kwa makampani a malasha ndi ogwira ntchito m'migodi, kuchepetsa kupikisana kwake ndi omwe angawawonjezeke, ndipo pamapeto pake zidzachititsa kuti antchito achepetse mtsogolo. Mchitidwewu ungafunike kulimbikitsa maboma ndi mabungwe kuti akhazikitse ndondomeko zosinthira anthu ogwira ntchito m'mafakitale a malasha, poyang'ana kuphunzitsidwanso ndi maphunziro kuti awakonzekeretse mwayi watsopano m'magawo omwe akubwera. 

    Pamene makampani a malasha akuchepa ndipo kukula kwa ntchito zake zopangira magetsi kutha, makampani opanga mphamvu zowonjezera akhoza kulandira ndalama zambiri kuchokera kwa osunga ndalama. Makampani a inshuwaransi amathanso kupanga ndondomeko zatsopano ndi phukusi lothandizira makampani opanga mphamvu zowonjezereka, zomwe ochita malonda angawone ngati gwero la ndalama kuti alowe m'malo mwa phindu lakale kuchokera kumakampani a malasha. Kusintha kumeneku kumayang'ana mphamvu zongowonjezwdwa sikungogwirizana ndi zolinga zokhazikika padziko lonse lapansi komanso kumatsegula misika yatsopano ndi mwayi wokulirapo mkati mwa gawo la inshuwaransi palokha. Popereka zinthu zapadera zogwirizana ndi zosowa zapadera zamakampani opanga mphamvu zongowonjezwdwa, ma inshuwaransi atha kulimbikitsa kukula m'gawo lomwe lili lofunikira mtsogolo mwakupanga mphamvu.

    Zotsatira zanthawi yayitali zamtunduwu zimapitilira kupitilira mafakitale omwe akukhudzidwa. Mwa kufulumizitsa kuchepa kwa malasha ndikulimbikitsa kukula kwa mphamvu zongowonjezwdwa, kusintha kwa ndondomeko yamakampani a inshuwaransi kungathandize kuti chikhalidwe chisinthe kwambiri pa udindo wa chilengedwe. Izi zitha kupititsa patsogolo ntchito zamagetsi, kuchepetsa kutulutsa mpweya wa kaboni, ndikuthandizira tsogolo labwino komanso lokhazikika la aliyense.

    Zotsatira za kusakhala ndi inshuwaransi pama projekiti a malasha

    Zotsatira zakupanda inshuwaransi zamapulojekiti a malasha zingaphatikizepo:

    • Makampani a malasha omwe alipo akuyenera kudzipangira inshuwaransi, kuchulukitsa mtengo wogwirira ntchito, zomwe zimapangitsa kuti ogula akwere mitengo komanso malo ovuta kuti mabizinesi ang'onoang'ono a malasha apulumuke.
    • Makampani a malasha, oyendetsa magetsi, ndi oyendetsa migodi omwe akutseka mabanki ndi ma inshuwaransi akukana kupereka ngongole zatsopano ndikupereka njira za inshuwaransi, zomwe zimapangitsa kuti ntchito ziwonongeke m'madera ena komanso kufunikira kwa kulowererapo kwa boma kuti athandize anthu omwe akhudzidwa.
    • Makampani opanga mphamvu zongowonjezwdwa akukula kwambiri m'zaka 20 zikubwerazi monga ndalama zomwe zidalunjikitsidwa m'mbuyomu pakusintha kwamalasha kuti zithandizire makampani opanga mphamvu zongowonjezwdwa, kulimbikitsa kupita patsogolo kwaukadaulo pamagetsi oyera komanso kupanga mwayi watsopano wantchito.
    • Kusintha kwa mapulogalamu a maphunziro ndi maphunziro a ntchito zothandizira ogwira ntchito kuchoka ku makampani a malasha kupita kumagulu a mphamvu zowonjezereka, zomwe zimapangitsa kuti anthu ogwira ntchito azikhala osinthika komanso aluso.
    • Maboma akuwunikanso ndondomeko ndi malamulo a mphamvu kuti agwirizane ndi kusintha kwa kayendetsedwe ka magetsi, zomwe zimapangitsa kuti pakhale malamulo atsopano omwe amathandizira mphamvu zowonjezera mphamvu komanso kuletsa kugwiritsa ntchito mafuta.
    • Mabungwe azachuma akupanga zinthu zatsopano zopangira ndalama ndi ntchito zofananira ndi ma projekiti amphamvu zongowonjezwdwa, zomwe zimapangitsa kuti pakhale ndalama zopezeka kwa mabizinesi ang'onoang'ono ndi apakatikati pagawo lamagetsi oyera.
    • Ogwiritsa ntchito akuyamba kuzindikira kwambiri za mphamvu zomwe zimachokera kumagetsi ndi kufuna njira zoyeretsera, zomwe zimapangitsa kuti anthu azikhala ndi mphamvu zowonjezereka m'madera okhalamo komanso kuchepa kwa mphamvu zamagetsi pakapita nthawi.
    • Kupanga matekinoloje atsopano pakusunga ndi kugawa mphamvu kuti zithandizire kukula kwa mphamvu zongowonjezwdwa, zomwe zimapangitsa kuti pakhale mphamvu zogwiritsira ntchito mphamvu komanso chitetezo champhamvu champhamvu kwa mayiko omwe akupanga ndalama zowonjezera.

    Mafunso oyenera kuwaganizira

    • Kodi mukuganiza kuti mphamvu zongowonjezedwanso monga mphepo ndi dzuwa zitha kuthandiza mphamvu zomwe zikuchulukirachulukira padziko lonse lapansi ngati mitundu yonse yamagetsi yoyendetsedwa ndi malasha itha mtsogolomu?
    • Kuphatikiza pa mphamvu ya dzuwa ndi mphepo, ndi mphamvu zina ziti zomwe zingalowe m'malo mwa kusiyana kwa magetsi ngati magetsi opangidwa ndi malasha asiya kukhalapo m'tsogolomu?

    Maumboni anzeru

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