I-NLP kwezezimali: Ukuhlaziywa kombhalo kwenza izinqumo zokutshala izimali zibe lula

• About the Author:
• Igama lomlobi

  I-Quantumrun Foresight
• October 10, 2022

Isifinyezo sokuqonda

Ukucutshungulwa kolimi lwemvelo (NLP) kanye nobuchwepheshe obuhambisana nayo, isizukulwane solimi lwemvelo (i-NLG), kushintsha imboni yezezimali ngokwenza ukuhlaziya idatha nokukhiqizwa kwemibiko. Lobu buchwepheshe abugcini nje ngokulula imisebenzi efana nokuzimisela okufanele nokuhlaziya ukuhweba kwangaphambili kodwa futhi bunikeza amakhono amasha, njengokuhlaziya imizwa nokutholwa kokukhwabanisa. Kodwa-ke, njengoba zihlanganiswa kakhulu ezinhlelweni zezezimali, kunesidingo esikhulayo semihlahlandlela yokuziphatha nokwengamela komuntu ukuze kuqinisekiswe ukunemba kanye nobumfihlo bedatha.

I-NLP kumongo wezezimali

Ukucutshungulwa kolimi lwemvelo (i-NLP) kunamandla okuhlunga amanani amaningi ombhalo ukuze kwakhe ukulandisa okusekelwe kudatha okunikeza imininingwane ebalulekile kubatshalizimali kanye nezinkampani emkhakheni wezinsizakalo zezezimali. Ngokwenza kanjalo, kusiza ukuqondisa izinqumo mayelana nokuthi izokwabiwa kuphi imali ukuze uthole imbuyiselo ephezulu. Njengegatsha elikhethekile lobuhlakani bokwenziwa, i-NLP isebenzisa izici zolimi ezahlukahlukene njengamagama, imishwana, nezakhiwo zemisho ukuze kuhlungwe izingqikithi noma amaphethini kuyo yomibili idatha ehlelekile nengahlelekile. Idatha ehlelekile ibhekisela olwazini oluhlelwe ngefomethi ethile, engaguquguquki, njengamamethrikhi okusebenza kwephothifoliyo, kuyilapho idatha engahlelekile ihlanganisa amafomethi wemidiya ahlukahlukene, okuhlanganisa amavidiyo, izithombe, namaphodikasti.

Yakha ezisekelweni zayo ze-AI, i-NLP isebenzisa ama-algorithms ukuhlela le datha ibe amaphethini ahlelekile. Lawa maphethini abe esehunyushwa izinhlelo ze-natural language generation (NLG), eziguqula idatha ibe yizindaba ezixoxwayo zokubika noma ukuxoxa indaba. Lokhu kusebenzisana phakathi kwe-NLP ne-NLG technologies kuvumela ukuhlaziya okuphelele kwezinhlobonhlobo zezinto ezisetshenziswayo emkhakheni wezezimali. Lezi zinsiza zingabandakanya imibiko yonyaka, amavidiyo, ukukhishwa kwabezindaba, izingxoxo, kanye nedatha yokusebenza yomlando evela ezinkampanini. Ngokuhlaziya le mithombo ehlukahlukene, ubuchwepheshe bunganikeza iseluleko sokutshala izimali, njengokuphakamisa ukuthi yiziphi izitoko okungenzeka zifanele ukuthengwa noma ukuthengiswa.

Ukusetshenziswa kwe-NLP ne-NLG embonini yezinsizakalo zezezimali kunemithelela ebalulekile ngekusasa lokutshalwa kwezimali kanye nokwenza izinqumo. Isibonelo, ubuchwepheshe bungenza ngokuzenzakalelayo inqubo edla isikhathi yokuqoqwa nokuhlaziywa kwedatha, ngaleyo ndlela ivumele abahlaziyi bezezimali ukuthi bagxile emisebenzini yamasu. Ngaphezu kwalokho, ubuchwepheshe bunganikeza izeluleko zokutshala izimali eziqondene nawe ngokucabangela uhla olubanzi lwemithombo yedatha. Kodwa-ke, kubalulekile ukuqaphela ukuthi nakuba lobu buchwepheshe bunikeza izinzuzo eziningi, abunayo imikhawulo, njengamandla okuchema kwe-algorithmic noma amaphutha ekuchazeni idatha. Ngakho-ke, ukuqapha komuntu kusengadingeka ukuze kuqinisekiswe imiphumela enembe kakhulu nethembekile.

Umthelela ophazamisayo

U-JP Morgan & Chase, ibhange elizinze e-US, lalivame ukuchitha cishe amahora angu-360,000 minyaka yonke ekubuyekezweni kokukhuthala okwenziwe mathupha kumakhasimende angaba khona. Ukuqaliswa kwezinhlelo ze-NLP kuzenzele ingxenye enkulu yale nqubo, kunciphisa kakhulu isikhathi esichithwayo futhi kunciphisa amaphutha omfundisi. Esigabeni sangaphambi kokuhweba, abahlaziyi bezezimali babevame ukuchitha cishe izingxenye ezimbili kwezintathu zesikhathi sabo beqoqa idatha, ngokuvamile ngaphandle kokwazi ukuthi leyo datha izoba usizo yini kumaphrojekthi abo. I-NLP izenzele ngokuzenzakalelayo lokhu kuqoqwa kwedatha kanye nenhlangano, okuvumela abahlaziyi ukuthi bagxile olwazini olubaluleke kakhulu futhi basebenzise isikhathi esichithwa embonini yezinsizakalo zezezimali.

Ukuhlaziywa kwemizwa kungesinye isizinda lapho i-NLP yenza khona umthelela omkhulu. Ngokuhlaziya amagama angukhiye nephimbo kokukhishwa kwabezindaba nasezinkundleni zokuxhumana, i-AI ingahlola umuzwa womphakathi mayelana nemicimbi noma izinto zezindaba, njengokusula kwe-CEO yebhange. Lokhu kuhlaziya kungasetshenziswa ukubikezela ukuthi izehlakalo ezinjalo zingaba nomthelela kanjani entengo yesitoko sebhange. Ngaphandle kokuhlaziya imizwa, i-NLP iphinde isekele izinsiza ezibalulekile njengokutholwa kokukhwabanisa, ukuhlonza ubungozi bokuphepha ku-inthanethi, kanye nokukhiqiza imibiko yokusebenza. Lawa makhono angaba usizo ikakhulukazi ezinkampanini zomshwalense, ezingase zisebenzise izinhlelo ze-NLP ukuze zicubungule ukuthunyelwa kwamakhasimende ngokungahambisani noma ukunemba lapho kufunwa inqubomgomo.

Kohulumeni nezinhlangano ezilawulayo, imithelela yesikhathi eside ye-NLP ezinsizeni zezezimali nayo iyaphawuleka. Ubuchwepheshe bungasiza ekuqapheni ukuthotshelwa komthetho kanye nokuphoqelela imithethonqubo yezezimali ngendlela ephumelela kakhudlwana. Isibonelo, i-NLP ingaskena ngokuzenzakalelayo futhi ihlaziye okwenziwayo kwezezimali ukuze ihlabe umkhosi imisebenzi esolisayo, esiza ekulweni nokushushumbiswa kwemali noma ukubalekela intela. Kodwa-ke, njengoba lobu buchwepheshe budlanga kakhulu, kungase kube nesidingo semithetho emisha yokuqinisekisa ukusetshenziswa kokuziphatha kanye nobumfihlo bedatha. 

Imithelela ye-NLP isetshenziswa embonini yezinsizakalo zezezimali

Imithelela ebanzi ye-NLP esetshenziswa izinkampani zezinsizakalo zezezimali ingabandakanya:

• Amasistimu e-NLP ne-NLG asebenza ndawonye ukuze ahlanganise idatha futhi abhale imibiko ngezibuyekezo zonyaka, ukusebenza kanye nezingcezu zobuholi bemicabango.
• Amafemu amaningi e-fintech asebenzisa i-NLP ukwenza ukuhlaziya imizwa emikhiqizweni ekhona namasevisi, iminikelo yesikhathi esizayo, nezinguquko zenhlangano.
• Kudingeka abahlaziyi abambalwa ukuze benze ukuhlaziya kwangaphambilini, futhi esikhundleni salokho, kuqashwa abaphathi abaningi bephothifoliyo ngezinqubo zezinqumo zokutshalwa kwezimali.
• Ukutholwa kokukhwabanisa kanye nemisebenzi yokucwaninga amafomu ahlukahlukene izoba yinzulu futhi iphumelele.
• Ukutshalwa kwezimali kuba yizisulu “zengqondo yomhlambi” uma idatha yokufaka eningi isebenzisa imithombo yedatha efanayo. 
• Ukwanda kwezingozi zokukhohlisa idatha yangaphakathi kanye nokuhlaselwa ku-inthanethi, ikakhulukazi ukufaka idatha yokuqeqeshwa eyiphutha.

Imibuzo okufanele icatshangelwe

• Uma usebenza kwezezimali, ingabe inkampani yakho isebenzisa i-NLP ukwenza ezinye izinqubo? 
• Uma usebenza ngaphandle kwezinsizakalo zezezimali, i-NLP ingasetshenziswa kanjani embonini yakho?
• Ucabanga ukuthi izindima zamabhange nezezezimali zizoshintsha kanjani ngenxa ye-NLP?