Kodi ma usernames ndi mawu achinsinsi ayamba kutha?

Malamulo atsopano otetezedwa pa intaneti atha kulowa m'malo mwa dzina losavuta lolowera komanso mawu achinsinsi m'mabanki ambiri ndi inshuwaransi muzachuma ku America.

Zosankha zamalamulo atsopano achitetezo zimaphatikizapo kutumiza nambala yotsimikizira ku foni yam'manja ya munthu, kugwiritsa ntchito chala kapena kutsimikizika kwina kwa biometric, kugwiritsa ntchito chizindikiritso chosiyana, monga swipe khadi, kapena zofunika zatsopano kwa ogulitsa chipani chachitatu omwe ali ndi mwayi wopeza nkhokwe zamakampani a inshuwaransi. . Zosinthazi zitha kukhala za ogwira ntchito, ogulitsa chipani chachitatu, komanso ogula.

Posachedwapa, kulowerera kwakukulu kwa cyber kudanenedwa ku Anthem ndi JP Morgan Chase, kampani ya inshuwaransi yazaumoyo komanso mabanki motsatana.

Akuluakulu azamalamulo, akufufuza mlandu wa Anthem, amakhulupirira kuti obera akunja adagwiritsa ntchito dzina lolowera ndi mawu achinsinsi a wamkulu kuti apeze zidziwitso za makasitomala 80 miliyoni, kuphatikiza mayina, ma adilesi, ndi manambala a Social Security. Akuluakulu, akupereka malipoti kwa TIME, akusonyeza kuti kuba “kukanapewedwa ngati kampaniyo ikanatsatira njira zolimba zotsimikizira kuti anthu amene akufuna kugwiritsa ntchito makinawa ndi ndani.”

Pakuphwanya kwaposachedwa kwa JP Morgan Chasethe mbiri ya mabanja 76 miliyoni ndi mabizinesi asanu ndi awiri miliyoni adasokonezedwa. Chochitika china chodziwika bwino chinachitika kwa ogulitsa Target, omwe kuphwanya kwawo kudakhudza eni makhadi 110 miliyoni.

Kulengeza kwa malamulo atsopano otetezedwa pa intaneti kumabwera pambuyo pa New York State Dipatimenti Yachuma (DFS) idachita kafukufuku pachitetezo cha cyber chamakampani a inshuwaransi oyendetsedwa ndi 43.

A DFS adatsimikiza kuti "ngakhale zingayembekezere kuti ma inshuwaransi akuluakulu adzakhala ndi chitetezo champhamvu kwambiri komanso chapamwamba kwambiri cha cyber," kafukufukuyu adatsimikiza kuti sizili choncho. Zomwe zapeza zikuwonetsa chidaliro chochulukirapo pakati pa akuluakulu amakampani a inshuwaransi, pomwe 95 peresenti yamakampani omwe adafunsidwa amakhulupirira kuti "ali ndi antchito okwanira kuti ateteze zidziwitso." Kuphatikiza apo, kafukufuku wa DFS akuti ndi 14 peresenti yokha ya oyang'anira akuluakulu omwe amalandila mwachidule zachitetezo chazidziwitso mwezi uliwonse.

Malinga ndi kunena kwa Benjamin Lawsky, woyang’anira DFS, pali “chiwopsezo chachikulu chothekera pano” ndi kuti “makina achinsinsi anayenera kukwiriridwa kalekale.” Iye ndi a DFS amalimbikitsa kuti "oyang'anira ndi makampani abizinesi ayenera kuwirikiza kuyesetsa kwawo ndikuyenda mwamphamvu kuti ateteze deta ya ogula." Kuphatikiza apo, "kuphwanya kwaposachedwa kwachitetezo cha pa intaneti kuyenera kukhala kudzutsa kwa ma inshuwaransi ndi mabungwe ena azachuma kuti alimbitse chitetezo chawo pa intaneti."

Lipoti lathunthu, lapezeka Pano, akugogomezera kuti "pamene ma inshuwaransi akuluakulu ambiri azaumoyo, moyo ndi katundu amadzitamandira mwamphamvu pachitetezo cha pa intaneti, kuphatikiza kubisa kwa data, ma firewall, ndi mapulogalamu odana ndi ma virus, ambiri amadalirabe njira zotsimikizira zofooka za ogwira ntchito ndi ogula, ndipo amawongolera mosasamala. pa mavenda a chipani chachitatu omwe ali ndi mwayi wogwiritsa ntchito makina awo komanso zomwe zili pamenepo".

Chakumapeto kwa chaka chatha, ndemanga ya gawo labanki anapeza zotsatira zofanana.

American Banker malipoti kuti “zambiri za zophwanya chitetezo zomwe zimachitika m’mabanki masiku ano zimagwiritsa ntchito ziyeneretso zophwanyidwa. [Mu 2014,] oposa 900 miliyoni ogula mbiri abedwa okha, malinga ndi Risk Based Security; 66.3% anali ndi mawu achinsinsi ndipo 56.9% anali ndi mayina olowera.

Kodi ogula adzakhudzidwa bwanji?

Kusakwanira kwa ma usernames ndi mapasiwedi sikwachilendo; mikangano yafalikira kwa zaka zoposa khumi tsopano. The Bungwe la Federal Financial Institutions Examination Council, mu 2005, inavomereza kuti “makina olowera ndi mawu achinsinsi anali osakwanira pa malonda okhudza kupeza zidziwitso za kasitomala kapena kusamutsa ndalama kupita kumagulu ena.” Miyezo yolimba sinavomerezedwe kapena kupangidwa.

Ziwopsezo zamabanki ndi inshuwaransi pa intaneti ndizodetsa nkhawa osati makampani okha komanso anthu.

Njira zatsopano zowonongera zikuwonekera pamlingo wowopsa, zomwe zimapangitsa kuti zikhale zosavuta tsopano kupeza ma usernames ndi mawu achinsinsi.

Zigawenga zapaintaneti zimatha kuba zidziwitso mosavuta kudzera munjira ngati "kuphika uchi," momwe anthu amalemba dzina lawo lolowera ndi mawu achinsinsi pamasamba omwe amadzinenera kuti ayang'ana ngati dzina lawo lasokonezedwa - "kugawa mauthenga achinyengo mobisa ngati akupereka thandizo,"

Ogwiritsa ntchito a Gmail mu Seputembala 2014 adakumana ndi izi. Malinga ndi Mayiko Business Times, Maina olowera a Gmail ndi mawu achinsinsi okwana 5 miliyoni adayikidwa pabwalo la ndalama zachi Russia; pafupifupi 60 peresenti anali maakaunti omwe akugwira ntchito. Posachedwapa, maakaunti 4.6 miliyoni a Mail.ru ndi maakaunti a imelo a Yandex miliyoni 1.25 adapezekanso mosaloledwa.

Maakaunti amasewera, kuphatikiza apo, amatha kubera. Mu Januware, Maina olowera muakaunti yaukadaulo ndi ma passwords zidatsitsidwa pa intaneti.

Nkhani zotere zimangounikira mfundo yodziwika kale yakuti kubera kumafika pafupi ndi kwathu—mwinamwake wathu nyumba. Ngozi yeniyeni, monga Nkhani za Hacker akuti, ndi "ogwiritsa ntchito omwe amagwiritsa ntchito dzina lolowera limodzi ndi mawu achinsinsi pazantchito zambiri zapaintaneti, monga malo ogulitsira, mabanki, maimelo, ndi malo ochezera aliwonse." Nthawi zambiri kuposa ayi, ma usernames ndi mawu achinsinsi amagwirizana pa mautumiki apa intaneti.